Money Habits You Must Develop Till 25

Fresh out of college, new job and with a fat paycheck - the experience can be overwhelming. With this newly acquired financial freedom comes great responsibility. To start with - break old money habits and adopt new. This rise in disposable income can bear fruit if we start managing our finances at an early age. And what better time to start it than our 20s?

Incorporate these habits in your life and say hello to financial stability very early on in life:

Say No to Borrowing

Let’s start by erasing the bad habits first. Act mature and stop relying on your parents and friends. In college, our allowance is tight. Hence we borrow from friends. There is no commitment on paying back, late fee, or interest. It’s a casual arrangement between friends. But don’t let this habit grow out of control. Manage your expenses in your own paycheck. Borrowing is a bad habit and in some cases, it can turn into an addiction. It’s easy money. It’s especially important to control borrowing when you are a compulsive shopper. This applies to piling up expenses on your credit card as well.

Cut your coat according to your cloth, as they say.

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Being Human

Under the roof of winter, Latches of my door open without making a sound. It's cold out there, Someone lost his ground. My soul shivers, Not that I'm cold. Someone from my land, Sleeps under the bridge while dreaming of gold. How can I... tuck myself in the quilt? When the winter storm is blowing, Hopes they have built. I have to get up, Do something... Before I start questioning who am I? And, they start saying...'Humanity dies.' Let's work out something, Take a resolution. Walk across all kinds of bridges, And, just be human... From centuries people are migrating for work or for better opportunities. But, not everyone has a smooth sailing...some live under miserable conditions. Most heart wrenching fact is nobody helps them, not even people from their own countries. I know, everybody is busy chasing the bigger purpose of life. But don't you think we should help people in need? Let's try to be better human being...

I Am Not Alone

Last year blessed me, He walked silently into my life. It was Love, That took me in its stride. One evening we walked holding hands, Then, I told him what I felt in heart. He said we were one soul, Who were living in parts. To bring the parts together, We fought with the world and tied the knot. Being one soul, Gave life a whole new spot. Chirping birds, floating clouds, Nature conspired for us. Always swimming against the tide, Life was in an adrenaline rush. This year cursed me, He walked silently out of my life. It was Death, That took him in its stride. Yesterday his soul was saying, Fearing memories will fade, he can’t move on. He will stay and admire me, Standing always by my side from dusk to dawn. Image Source - Here

Wailing Woes

On her frail shoulders, the threads of Pashmina talk. Of a valley, of heaven, of a moonlit night. Demure, she froze amidst the discordant noise, Charred bodies around her, her flesh and blood died. On moonlit nights, hence she walks barefoot on the snow, Suffering within and out, I can listen, what her silence speaks out loud. Deranged, Demented, She drags her body around, Unaware, Listless, what she has lost can never be found. I call her, whenever she passes by me, I have been piling up sorrows as debris. Come! My child Let me hear your pain, Let me soothe your wounds, Let me jostle your soul, So you shed a tear. I know your pain, I have done all this myself, And I have been there. This poem narrates the sufferings of women who lost their families in Kashmir Valley. *Disclaimer - Title is inspired by Sonnet 30 of Shakespeare.

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